Costly hidden fees can be annoying!

This man shares how he used his bank’s bill pay service to pay for his water bill; however, he was being charged almost $6 for it.

He didn’t want to pay the fees, so he thought of a clever way to meet the bank’s requirements without losing money.

Read the full story below for all the details.

Bank Fee Avoidance

My bank has a bill paying service.

They will generate a paper check and mail it to payees.

They do this if people don’t support electronic funds transfer.

This man used the bank’s bill pay service for his water bill.

I can pay most of my bills online myself.

But my water utility doesn’t have a way to pay online, so I use the bank’s bill pay for this.

He was charged $5.95 for using the service only once a month.

One day, I noticed an odd $5.95 charge that was popping up at the start of each month.

I called the bank to question it.

They said that if I don’t use the bill pay at least twice a month, then the charge is applied.

Since I only pay the water bill every other month, I was getting charged.

He thought of a clever workaround.

Since I needed to use it twice a month, I figured out an easy way to do this.

The bill pay system allows you to set up regular payments to a payee.

So, I set myself up as a payee and scheduled a $1 payment to myself every two weeks.

No more costly charges!

Now, I see a periodic $1 deduction, and a few days later, I get a $1 check in the mail which I immediately deposit with their phone app.

Net zero cost for me, and $5.95 fee avoided!

Genius! Let’s see the reactions of other people on Reddit.

Here’s an additional idea from this person.

This user shares their personal thoughts.

A boomer shares their advice.

Go paperless, says this person.

Finally, people are loving the malicious compliance.

There’s always a way to outsmart annoying rules.

If you liked this post, check out this story about an employee who got revenge on a co-worker who kept grading their work suspiciously low.