All I can say is that the person who wrote this story on Reddit might fall under the “Genius” category.

And you’ll see what I mean when you check out their story below!

Get started now!

Bank Fee Avoidance.

“This is about my bank.

They have bill paying service where they will actually generate a paper check and mail it to payees if they don’t support electronic funds transfer.

I can pay most of my bills online myself, but my water utility doesn’t have a way to pay online, so I use the bank’s bill pay for this.

What’s this?

One day, I noticed an odd $5.95 charge that was popping up at the start of each month. I called the bank to question it and they said that if I don’t use the bill pay at least twice a month then the charge is applied.

Since I only pay the water bill every other month, that’s why I was getting charged.

They had to get creative.

Since I needed to use it twice a month to avoid the charge, I figured out an easy way to satisfy the rules: The bill pay system allows you to set up regular payments to a payee, so I set myself up as a payee and scheduled a $1 payment to myself every two weeks.

Now I see a periodic $1 deduction and a few days later I get a $1 check in the mail which I immediately deposit with their phone app.

Net zero cost for me and $5.95 fee avoided!”

Reddit users shared their thoughts.

This person spoke up.

Another individual shared their thoughts.

This Reddit user weighed in.

And another reader offered some advice.

Hats off to this clever malicious compliance!

If you liked that post, check this one about a guy who got revenge on his condo by making his own Christmas light rules.