Accidents happen, especially when kids are involved, but things can get complicated fast when money and responsibility come into play.

So, what would you do if your child got seriously hurt at a friend’s house, and instead of working it out, they sent you a bill for damages? Would you deal with it privately? Or would you find another way to handle it?

In the following story, one woman finds herself in this situation and chooses the latter. Here’s what she did.

AITA for getting home insurance canceled?

A friend had a birthday party at their house for their daughter (11). My daughter (10) was invited. Eventually, the kids decided to play football, and BG’s dad was throwing it, and my daughter was running to catch it.

Last summer, while out of town, my friends had an above-ground pool that broke and flooded the backyard. It caused a massive amount of damage. Their homeowners’ insurance got involved because of the structural damage caused by the pool’s breaking.

Due to the construction, the area where they were playing football had ruts in the ground from the machinery they had in the backyard while reconstructing the retaining wall.

When she landed, the girl caused another flood.

As my daughter ran to catch the football, she tripped over a rut. When she fell, she landed in a large metal box that housed the pool pump and water intake/outflow.

The box and something inside broke, and water began flooding the backyard. They turned the water off, but they had to turn off the water main because of how they decided to “fix” this pump when the pool broke originally.

So they were without water for about 48 hours until they could get a plumber to come out and actually fix this pump correctly.

Then, she received a Certified Letter in the mail.

When my daughter fell, she broke her collarbone, and she severely sprained her ankle and knee.

About a week ago, we received a certified letter from our friends, informing us that they were charging us for the cost of repairs to the broken pump, the cost of the water damage to the backyard, and the 48 hours without water.

Here is where I may be the ******* because, immediately upon receipt, I called their homeowners’ insurance (information I had previously obtained from discussing the situation that had developed over the summer with my friend) so that I could submit my daughter’s medical bills to them.

Now, her friend is upset.

My friend called, upset that I would report this to their homeowners’ insurance because their homeowners’ insurance had already increased due to their claim, and now they received information that they were being dropped due to their excessive claims.

Do I have medical insurance for my child? Yes, I do.

Up until I received the certified letter, my husband and I were going to cover the cost of my daughter’s injury ourselves.

AITA?

Yikes! Is that even a friend?

Let’s check out what the readers over at Reddit think.

This reader doesn’t find it petty at all.

According to this comment, they’ll have a hard time finding another insurance company.

Here’s someone who thinks the outcome would’ve been the same no matter what.

For this reader, you can’t have it both ways.

They forced her into this.

Had they not been greedy, this would’ve never happened.

If you enjoyed that story, read this one about a mom who was forced to bring her three kids with her to apply for government benefits, but ended up getting the job of her dreams.