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Helping family with medical costs is generous enough without suddenly financing people who are not even related to you.

One 25-year-old puts insurance on her credit card, but when her parents add a neighbor’s baby, would you keep paying or shut it down?

Their unfulfilled grandparent ambitions leave her staring at possible charges she never approved and a financial risk she never agreed to take.

See why one insurance favor expanded way beyond the family plan.

AITAH for saying I’ll report my credit card stolen and cut my family medical insurance if she insisted on adding the neighbors?

Last month I put my credit card information so my family (I (25F), my mom (49F), my dad (52M) and my little brother (10M).) could get a medical insurance.

My parents offered to pay it back at the end of the month or whatever they can since they don’t have formal jobs.

I was perfectly okay with that, the first month when perfectly fine.

But then came the second month.

The second month my mom said she would use the benefit of being able to add two people more without paying more.

The first person was one uncle who lost his job and have some serious medical issues.

That was fine.

The second person was the neighbors baby. Not related at us. Not even good neighbors.

The thing is that you still had to pay for stuff when you make an appointment, you can pay in the moment or on the next month bill, and I know this people, the won’t pay anything they owe.

Wait, what?

I started arguing with my mom because why are she offering this stuff to other people and her answer (supported by my dad) is that since I didn’t have them a grandchild, they wanted to be involved on a baby life so they offered that to the neighbors.

So I told my mom that it doesn’t matter if she payed back or whatever, if I found a single appointment from them on the bill I’ll report the credit card stolen and she would have to find a way to pay it.

We aren’t in a good position economically to add a baby that isn’t us to the equation because the want to play grandma and grandpa.

Are her parents out of line to add the neighbor’s baby to the insurance, or is she overreacting?

Let’s see what the comments on Reddit make of this:

This person wouldn’t add the baby.

This wasn’t part of ANY agreement.

Is it even legal?

If you enjoyed this story, check out this post about a friend who is upset they missed out on cheap festival passes due to her pal’s indecision.

Some folks were pretty blunt:

She agreed to help insure her own family and one struggling uncle, not bankroll medical expenses for the neighbors.

Her parents still volunteered her credit card because they wanted a baby around to treat like a grandchild.

Folks on Reddit overwhelmingly backed her boundary and warned that letting other people spend through her account could become an expensive mess.

They wanted honorary grandparents status, but apparently expected her credit card to handle the adoption fee.