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Counting on an inheritance before the will is read can transform financial planning into an extremely expensive gamble.

This father stopped saving for retirement and spent freely because he assumed his wealthy parents would leave him millions.

Unknown to him, the grandparents chose their granddaughter for most of the estate and left him only enough to discourage a dispute.

Safe to say this family fortune was carrying an enormous secret.

AITA for not telling my Dad he isn’t getting the inheritance he’s expecting?

My mother died when I was 16.

My dad married another woman two years later.

My grandparents, my dad’s parents, hate my stepmother.

I really don’t like her either.

This man and his grandparents never really liked his dad’s new wife.

Even after my half-siblings were born, my grandparents never warmed up to her.

My grandparents are quite wealthy.

My father has been banking on this inheritance for a while. He has even been not paying into his retirement because he’s so sure that he will inherit the millions.

He learned that he will inherit most of his grandparents’ estate.

I just found out on Saturday that I’m getting the majority of my grandparents’ estate.

My father is getting a token amount of $50,000 so he can’t dispute it.

My grandparents made me promise not to give out any money after, and I intend to keep my word.

But he feels guilty for not telling his dad about the inheritance.

But I do feel really guilty that my father just spends his money as it’s coming in because he’s relying on money he won’t get.

I also found out my dad is in a lot of debt.

AITA for not telling him?

His dad would probably save more of his money if he knew, but if he tells his dad, his dad will probably try to convince the grandparents to change their minds. What’s the right thing to do?

Let’s check out the comments of other people on Reddit to this story.

This person gives their honest opinion.

This user offers some helpful advice.

Here’s another valid point from this person.

You might be left with the fallout, says this person.

Finally, short and simple.

This young woman was not wrong to honor her grandparents’ confidence or refuse responsibility for her father’s reckless financial assumptions.

Warning him might help him prepare, but it could also invite pressure, conflict, and attempts to change the grandparents’ decision.

He built his retirement plan by counting someone else’s chickens, mansion, and bank accounts.