April 2, 2026 at 2:15 pm

Mom Doesn’t Charge Her Son Rent, But Wants The Entire Opt-Out Health Insurance Payment To Pay Her Annual Premium

by Ashley Ashbee

Older woman outside, looking concerned

Pexels/Reddit

You want your kids to be happy and healthy and to help them with important things when you can. So it’s normal to expect your kids to level the playing field in some way.

But that turns out to be no picnic for this mom. See why she and her son are not on good terms right now.

AITA- I Want the Insurance Reimbursement Check Issued to My Son

My son works at the same company I do. He’s been on my health insurance plan since birth and will continue until he’s 26.

My cost is around $450/month for myself and 1 dependent.

So she foots the bill… And nothing else.

Because he doesn’t have his own policy through work, the company will send a check for $6500 (less taxes) each July 1st. This applies to all employees who don’t use the company’s insurance. He lives with me and pays only for his car and, as of last month, his car insurance.

I buy food, pay the mortgage and utilities, his cell phone, etc. This was agreed to so he can save money for his education and future housing.

So she explains how to keep it fair, but it doesn’t go over well.

I told him that the check belongs to me, although I’ll be happy to give him $1000 from it.

The only reason he’ll be receiving anything is that I’m paying for his healthcare, which he couldn’t afford on his own. Obviously, he’s not happy and says that he’s keeping the entire amount.

I did approach this topic calmly and politely, but I’m rather irritated and it will need to be revisited. AITA?

Here is what people are saying.

I feel like she has another reason to feel entitled to this money

Screenshot 2026 03 23 at 12.51.27 AM e1774241816132 Mom Doesnt Charge Her Son Rent, But Wants The Entire Opt Out Health Insurance Payment To Pay Her Annual Premium

Yes. But why??

Screenshot 2026 03 23 at 12.51.52 AM Mom Doesnt Charge Her Son Rent, But Wants The Entire Opt Out Health Insurance Payment To Pay Her Annual Premium

This would make it easier.

Screenshot 2026 03 23 at 12.52.13 AM Mom Doesnt Charge Her Son Rent, But Wants The Entire Opt Out Health Insurance Payment To Pay Her Annual Premium

She’s making it too complicated.

Screenshot 2026 03 23 at 12.53.33 AM Mom Doesnt Charge Her Son Rent, But Wants The Entire Opt Out Health Insurance Payment To Pay Her Annual Premium

I didn’t get this, either.

Screenshot 2026 03 23 at 12.54.02 AM Mom Doesnt Charge Her Son Rent, But Wants The Entire Opt Out Health Insurance Payment To Pay Her Annual Premium

Mom, this is weird.

If you thought that was an interesting story, check this one out about a man who created a points system for his inheritance, and a family friend ends up getting almost all of it.