September 24, 2025 at 6:15 pm

She Wants To Join Her Fiancee’s Phone Plan So She Can Save Money, But He’s Worried She Won’t Be Able To Pay Her Part

by Jayne Elliott

couple arguing about finances

Shutterstock/Reddit

If you were engaged to be married to someone and were already living together, where would you draw the line when it comes to your finances?

Would you split all the bills equally, or would there be some bills that you would each pay separately?

In today’s story, one couple is arguing about their phone bill. This man is hesitant to let his fiance join his phone plan to save money.

Keep reading to find out why.

AITA for refusing to join the same phone plan as my fiance?

The other day my (32m) fiance (29f) was acting very upset, and when I asked her what’s wrong she responded by telling me I don’t help her.

When I asked what that meant she said she is stressed financially and that we should at least be on the same phone plan so that she can save money.

I’m on my mom’s plan currently because it saves me a lot of money due to my mom getting a nurse discount, family plan, and other discounts.

I told my fiance I can’t join plans together with her until she can at least have an open conversation about finances with me.

He’s worried about her financial situation.

Her current part time jobs are very unstable and I’m worried I may be the one that ends up footing our total phone bill if she’s short on cash.

I’ve tried sitting her down several times in the past to discuss our finances and set a budget because she was falling short on a lot of her expenses.

She refused each time.

I need to see hard numbers on paper like her income, debts, expenses, etc for me to consider being on her phone plan I told her.

He already pays for a lot of her expenses.

I pay all of the mortgage and utilities on my house that she lives in with me so I feel I’m am helping her out tremendously in that way.

I also help her out by doing car repairs myself on her vehicle and have saved her thousands by now.

I’ll bail her out of situations here and there.

I am very hesitant to take on any more extra expenses at this point. AITA?

If they’re planning to get married, it would make sense for them to eventually be on the same phone plan.

Let’s see how Reddit reacted to this story.

This person thinks he doesn’t have his priorities straight.

Screenshot 2025 08 12 at 11.22.13 AM She Wants To Join Her Fiancees Phone Plan So She Can Save Money, But Hes Worried She Wont Be Able To Pay Her Part

They need to discuss finances before getting married.

Screenshot 2025 08 12 at 11.22.39 AM She Wants To Join Her Fiancees Phone Plan So She Can Save Money, But Hes Worried She Wont Be Able To Pay Her Part

This person agrees that the marriage needs to be postponed.

Screenshot 2025 08 12 at 11.22.58 AM She Wants To Join Her Fiancees Phone Plan So She Can Save Money, But Hes Worried She Wont Be Able To Pay Her Part

Or perhaps he should break up with her.

Screenshot 2025 08 12 at 11.23.13 AM She Wants To Join Her Fiancees Phone Plan So She Can Save Money, But Hes Worried She Wont Be Able To Pay Her Part

She’s probably hiding debt.

Screenshot 2025 08 12 at 11.24.18 AM She Wants To Join Her Fiancees Phone Plan So She Can Save Money, But Hes Worried She Wont Be Able To Pay Her Part

The phone bill is just a symptom of a bigger problem.

If you liked that post, check out this story about a customer who insists that their credit card works, and finds out that isn’t the case.