This is the kind of thing that is sure to annoy just about every one of you…

Most people are stretched so thin financially these days that an extra bill or two is enough to break the bank.

So you can understand why someone would be pretty ticked off if their landlord decided to tack on an extra charge for pet insurance…

Even though that person doesn’t have a pet.

Hmmmm…

Check out what this person had to say about what they’re dealing with.

Apartment requires $100k pet coverage even though I don’t have pets — insurance says it doesn’t exist. What should I do?

“I’m trying to get renters insurance approved for my apartment, but I’m stuck in a really confusing situation.

The apartment (via HOA Verify / Stern Risk Partners) is requiring:$100,000 coverage for pet-caused damage inside the unit.

However:

I do NOT have any pets.

Hmmm…

My renters insurance (Lemonade) includes $100,000 personal liability coverage.

I confirmed with my insurance provider that they do not offer a separate $100,000 “pet damage endorsement” The only pet-related add-on they offer is up to $500 coverage.

Scion group rejected my policy and said it cannot be approved without that specific $100,000 pet-caused damage endorsement.

When I contacted them again, they just said: “Without that endorsement, we cannot approve your policy. We do not recommend any insurance”

What is going on here…?

Now I’m being told I may have to pay a waiver fee from the apartment instead.

I’m confused because:

I don’t even have pets

My liability coverage is already $100,000

My insurance company says this endorsement doesn’t exist in their product

This doesn’t seem normal.

Has anyone dealt with this before? Is this normal for US apartments, or should I push back / escalate with the leasing office?

Any advice would really help.”

Reddit users shared their thoughts.

This reader had a lot to say.

Another person weighed in.

This individual spoke up.

If you enjoyed this post, check out this story about a woman who refuses to confine her dog for days on end because building management can’t schedule a more exact inspection time.

And another reader shared their thoughts.

Is that annoying, or what?

Not to mention that it also sounds totally unfair.

What the hell?!?!

It sounds like these folks don’t have any clue what they’re talking about…