February 6, 2026 at 6:55 am

‘Sunscreens, approved massages, sometimes gym passes’- HSAs and FSAs Have Great Tax Benefits For Healthcare Purchases, And They Can Be Used For Anything Remotely Related To Your Health

by Michael Levanduski

HSA FSA ideas

TikTok, Unsplash

When people think of their HSA or FSA card, they usually think of things like dental work, doctor’s co-pays, prescription medications, and other related things.

In reality, these tax-advantaged cards can be used for almost anything medical-related, so one TikToker asked her followers what ‘unhinged’ things they have used them for, and the commenters didn’t disappoint.

She made a simple video about it with the caption that said, “I’m bored, tell me your most unhinged FSA/HSA approved purchase.”

That’s an interesting question.

Woman asking about HSA purchases

TikTok/hrsuitespot

The caption went on, “I’m not talking about sunscreen – but something worth adding an extra $1000 to my account next year.”

I didn’t even know sunscreen counted, so I’m already learning new things.

Woman asking about HSA purchases

TikTok/hrsuitespot

The description of the video said, “Money hacks with employer FSA/HSA. Let’s hear it!”

The comments are undoubtedly filled with good ideas on how to use this money.

Woman asking about HSA purchases

TikTok/hrsuitespot

She listed a few great ideas in the description of the video, “I’ve heard of some red light therapy products, sunscreens, approved massages, sometimes gym passes.”

Wow, those are all great ideas. Being able to buy those things tax-free can be a big savings.

Watch the video to see it for yourself, and then scroll down to see some of the top comments with some wonderful (or weird) ideas.

@hrsuitespot

Money Hacks With Employer FSA/HSA! Let’s hear it ⬇️ I’ve heard of some red light therapy products, sunscreens, condoms, approved massages, sometimes gym passes 👀 Sites like Sephora and Ulta will take some items. Of course my new @OURA RING and subscription! – Your HR Gal

♬ original sound – NYES | Fashion

Here are some of the top comments from this video.

This person got her car windows tinted! How was that approved?

Comment 1 58 Sunscreens, approved massages, sometimes gym passes  HSAs and FSAs Have Great Tax Benefits For Healthcare Purchases, And They Can Be Used For Anything Remotely Related To Your Health

Wait a minute, sign me up for this.

Comment 2 58 Sunscreens, approved massages, sometimes gym passes  HSAs and FSAs Have Great Tax Benefits For Healthcare Purchases, And They Can Be Used For Anything Remotely Related To Your Health

That is a huge savings.

Comment 3 58 Sunscreens, approved massages, sometimes gym passes  HSAs and FSAs Have Great Tax Benefits For Healthcare Purchases, And They Can Be Used For Anything Remotely Related To Your Health

How do you use your HSA/FSA account?

If you liked that story, check out this video from a former Chipotle employee who reveals how the company cheats customers out of food.

Senior Contributing Editor, Workplace & Community

Michael Levanduski is a veteran journalist and digital culture specialist with over 15 years of professional writing and research experience. While his background spans emerging technology and complex technical subjects, Michael specializes in analyzing workplace ethics, property disputes, and viral interpersonal dynamics across modern digital forums.

Since joining TwistedSifter in 2024, Michael has authored some of the publication’s most widely read coverage on corporate policy, malicious compliance, and neighborhood relations. Rather than simply aggregating online debates, he brings rigorous research, organizational context, and an empathetic editorial voice to everyday human dilemmas—transforming raw forum discussions into insightful, highly engaging narratives.

When he isn’t covering internet culture, Michael enjoys traveling, keeping up with tech trends, and spending time with his family. Connect with Michael on LinkedIn and Facebook.