Talking about wills is always a bit of a touchy subject, but it’s something that has to be done.

But are wills still the way to go?

According to a mortgage expert named Theoni, the answer is NO.

She took to TikTok to tell viewers about an alternative to wills that she thinks is a better option for people.

Theoni told viewers, “When you leave something in a will, it will go through probate when you die.”

She continued, “Obviously, when you leave things in a will, you think that the person that you left the thing in the will to will get the thing, but that’s not how it works in a will.”

The TikTokker added, “Basically, it goes to the courts. And it can obviously be expensive and time-consuming.”

Theoni said the best course of action is to have a living trust instead of a will.

She said, “the old way of doing a living trust was that you had to go to a lawyer, and it was thousands of dollars to set up a trust.”

But… now there’s a MUCH cheaper way to do it. And it’s all online!

Check out the video.

@theonithelender

Replying to @Rsweetreasures_ Wills are a scam. Set up a living trust. The info for the company i mentioned is in my bio 🫶 #livingtrust #wills #probatesucks #homeownertips #homeowners #probate #livingtrusts #mortgage #realestate

♬ original sound – Not Ur Daddys

Now let’s see what viewers had to say about this.

This person chimed in.

Another viewer shared their thoughts.

And this individual spoke up.

She thinks that wills are outdated these days.

If you liked that story, check out this one about a delivery driver who gave two weeks notice… so his employer disabled his truck when he was 300 miles from home!