March 24, 2025 at 9:49 pm

His Friend Bumped Into His Car And Agreed It Was Her Fault, But When He Was Filling Out The Forms For The Insurance Company, His Friend Claimed It Wasn’t Her Fault At All

by Sarrah Murtaza

man sits in car with door open and hands over his face

Shutterstock/Reddit

Sometimes friendships can get into a tricky situation when money and insurance gets involved!

This guy’s friend messed made a big mistake and caused damage to his car. At first, she admitted it was her fault, but now that insurance companies are involved, she has changed her story.

Is this friendship going to survive the car accident?

Check out the full story.

AITA for wanting my friend to acknowledge her fault in a car accident?

Two days ago, I (M30) went on a fieldwork trip with some uni friends.

My friend (F22) and I were the drivers.

We had a great day and stopped for a meal at a small-town pub.

As we were preparing to leave, one girl went back to the pub, leaving my car door halfway open.

This is where it gets bad!

While waiting, my friend reversed her car around mine, caught the door, panicked, and kept reversing, fully opening it, damaging the interior and snapping her side mirror.

She was in shock and repeatedly apologized, saying a passenger distracted her and she hadn’t checked her mirrors.

Everyone gathered around, but since we had insurance and the damage wasn’t severe, we took photos for the claim and drove home.

Things were fine at first…

That night, she hosted a small party where half the attendees had witnessed the accident.

There were friendly jokes about her driving, and everything seemed fine.

Today, I filled out the insurance paperwork where both drivers acknowledge fault.

She agreed to sign but asked me to list her mother’s name to avoid an insurance rate increase.

Now her friend is backtracking from admitting it was her fault.

I agreed and sent her the form for review.

After checking, she said it looked fine but mentioned that her insurer suggested I might be at fault since my car door was open.

Confused, I called her, and she said her research indicated that because my door wasn’t fully closed, I could be blamed.

I reminded her that she admitted fault, my car was parked, and everyone saw what happened.

She suggested letting the insurance inspection decide.

I told her if that was the case, I wouldn’t list her mother’s name and would involve witnesses.

She completely changed her statement!

She agreed.

Before sending it to the insurance company I sent her a text saying that I was not going to send the form until tomorrow, so she could think about it and if she really wanted to double down and having to involve all the other people, and that I was feeling betrayed by her stubbornness on wanting an insurance investigation when she knew quite well she was at fault.

She replied that telling me she was sorry didn’t mean she was acknowledging it was her fault, that she was sorry for the damages but that she didn’t know that if the parked car had the door opened it could be found at fault by the insurance company and that she was only doing has her insurance agent was telling her.

He explained the situation again.

I replied again saying that she was not understanding the situation, that this was not a dispute with an unknown driver, that my car was parked with the door halfway open and that she just wrecked it by not checking her mirrors while reversing and that everyone saw that.

I also said that the car damages were the least of my concerns since my insurance would cover the expenses either way but that I could not believe that she was straight down refusing to acknowledge her responsibility in this.

She then said that I should not lecture nor speak to her like that and that I just proved that this was indeed a dispute with an unknown driver.

AITA?

YIKES! That must have been rough!

Who would have thought a friend could turn on you like that?

Let’s find out what folks on Reddit think about this one.

This user wants to know if this guy committed insurance fraud.

Screenshot 2025 03 06 210938 His Friend Bumped Into His Car And Agreed It Was Her Fault, But When He Was Filling Out The Forms For The Insurance Company, His Friend Claimed It Wasnt Her Fault At All

This user offers a warning.

Screenshot 2025 03 06 210956 His Friend Bumped Into His Car And Agreed It Was Her Fault, But When He Was Filling Out The Forms For The Insurance Company, His Friend Claimed It Wasnt Her Fault At All

That’s right! This user knows the truth is that this friendship is over!

Screenshot 2025 03 06 211017 His Friend Bumped Into His Car And Agreed It Was Her Fault, But When He Was Filling Out The Forms For The Insurance Company, His Friend Claimed It Wasnt Her Fault At All

This user thinks this case might get more complicated than expected…

Screenshot 2025 03 06 211035 His Friend Bumped Into His Car And Agreed It Was Her Fault, But When He Was Filling Out The Forms For The Insurance Company, His Friend Claimed It Wasnt Her Fault At All

Geez! This user thinks the girl is absurd for not owning up to her mistake.

Screenshot 2025 03 06 211046 His Friend Bumped Into His Car And Agreed It Was Her Fault, But When He Was Filling Out The Forms For The Insurance Company, His Friend Claimed It Wasnt Her Fault At All

This woman would rather ruin a friendship than own up to her mistake!

If you thought that was an interesting story, check this one out about a man who created a points system for his inheritance, and a family friend ends up getting almost all of it.