June 8, 2025 at 1:21 am

Her Husband Keeps Pressuring Her To Let Him Use Her Credit Card, But He Has A Lot Of Debt And She’s Not Into That

by Ashley Ashbee

Man online shopping with credit card

Pexels/Reddit

Immigrating is full of complications and stress.

Money is a huge factor.

These days you need a credit card for a lot of things.

See why that’s created tension with this couple.

AITA for not letting my husband with $13k debt have access to my credit card

My husband and I keep getting into arguments over money, especially getting him onto my credit card as an authorized user.

I’ve got a 0 credit score because I immigrated here to the U.S.

It’s making life very hard.

I only just managed to open a line of credit.

I wasn’t even able to finance a car without huge interest on it (only one bank accepted me) so I’m still without a car.

He has not been good with his credit history, racking up $13k of debt with Amex before we had met, which he has yet to pay off.

I suggested to him he should see if he can improve it with a credit builder loan but I am not comfortable with him being on my credit card or having my CC details in his phone.

But they aren’t on the same page.

He responds that married couples should be sharing assets and building credit together?

Is it a given that spouses should have shared credit?

Because I’m trying to establish my own credit history I cannot risk a bad credit score if he racks up debt without the means of paying it off.

At the same time I feel guilty because he did support me when I wasn’t able to work before I got employment authorization.

AITA for protecting my own interests?

Here is what people are saying.

Same. No good can come from this.

Screenshot 2025 05 19 at 6.02.44 AM Her Husband Keeps Pressuring Her To Let Him Use Her Credit Card, But He Has A Lot Of Debt And Shes Not Into That

Good solution.

Screenshot 2025 05 19 at 6.03.08 AM Her Husband Keeps Pressuring Her To Let Him Use Her Credit Card, But He Has A Lot Of Debt And Shes Not Into That

Excellent advice.

Screenshot 2025 05 19 at 6.03.27 AM Her Husband Keeps Pressuring Her To Let Him Use Her Credit Card, But He Has A Lot Of Debt And Shes Not Into That

He sounds like a con artist.

Screenshot 2025 05 19 at 6.03.59 AM Her Husband Keeps Pressuring Her To Let Him Use Her Credit Card, But He Has A Lot Of Debt And Shes Not Into That

I think so, too. I bet he’s a narcissist.

Screenshot 2025 05 19 at 6.05.20 AM Her Husband Keeps Pressuring Her To Let Him Use Her Credit Card, But He Has A Lot Of Debt And Shes Not Into That

Too bad they can’t get divorced (yet).

But it’s bound to happen eventually.

If you thought that was an interesting story, check this one out about a man who created a points system for his inheritance, and a family friend ends up getting almost all of it.

Ashley Ashbee | Contributing Writer, Workplace & Culture

Ashley Ashbee is a contributing writer for TwistedSifter specializing in workplace dynamics, employee advocacy, and professional culture. Drawing on her real-world experience as a software consultant, she brings a unique, insider perspective to navigating office conflicts, toxic management, and trending professional dilemmas.

Holding a degree in Professional Writing from York University, Ashley combines her formal editorial training with her corporate background to deliver highly engaging, empathetic narratives. She excels at breaking down complex workplace dramas and translating them into stories that truly empower and validate modern workers.

Based in St. Catharines, Ontario, Ashley balances her time between the tech and publishing worlds with her love for the outdoors. When she isn’t consulting or writing, she can usually be found exploring local walking trails or experimenting with new recipes in the kitchen.

Connect with Ashley on LinkedIn and Twitter/X.