December 17, 2025 at 9:23 pm

Girlfriend Refused To Lend Her Boyfriend $7,000 From Her Retirement Account After He Failed To Repay Smaller Loans, And Now He’s Calling Her “Irrational” And “Untrusting”

by Heather Hall

Boyfriend begging his girlfriend to take thousands out of her account

Pexels/Reddit

Some relationships hit rocky ground when money gets involved.

Imagine dating someone for less than a year, lending them small amounts of money that never get paid back, and then being asked to take thousands more out of your retirement account.

Would you help them “just this once?” Or would you see it as the red flag it is?

In the following story, one woman finds herself facing this very decision and is starting to see clearly.

Here’s what’s going on.

AITA for not lending my bf money?

My boyfriend of 10 months wants to borrow money $7K from my retirement account.

He wants to then request a personal loan of $12k to pay back my $7K and have some left over.

I lent him $150 a few months back and another $100 a few weeks ago. I have yet to get anything back.

She can’t wrap her head around his way of thinking.

He insists that I’m being irrational and that I have trust issues.

I work hard for my money. I have two kids, with 1 in college. I don’t have money to give a grown man who can’t pay his way.

Why is he making me feel guilty? We have discussed marriage for next year, but this is giving me a reason to pause. Everything is telling me to run.

AITA?

Yikes! This sounds like a tough situation.

Let’s see how the folks over at Reddit feel about it.

Here’s an interesting thought.

Loan Money 3 Girlfriend Refused To Lend Her Boyfriend $7,000 From Her Retirement Account After He Failed To Repay Smaller Loans, And Now He’s Calling Her “Irrational” And “Untrusting”

According to this reader, she should get away from him.

Loan Money 2 Girlfriend Refused To Lend Her Boyfriend $7,000 From Her Retirement Account After He Failed To Repay Smaller Loans, And Now He’s Calling Her “Irrational” And “Untrusting”

For this reader, she’ll never get the money back.

Loan Money 1 Girlfriend Refused To Lend Her Boyfriend $7,000 From Her Retirement Account After He Failed To Repay Smaller Loans, And Now He’s Calling Her “Irrational” And “Untrusting”

Yet another great question.

Loan Money Girlfriend Refused To Lend Her Boyfriend $7,000 From Her Retirement Account After He Failed To Repay Smaller Loans, And Now He’s Calling Her “Irrational” And “Untrusting”

That boyfriend is something else. She should consider breaking up with him, because this sounds like a mistake waiting to happen.

If you liked that post, check this one about a guy who got revenge on his condo by making his own Christmas light rules.

Heather Hall | Contributing Writer, Life & Drama

Heather Hall is a contributing writer for TwistedSifter specializing in internet culture, workplace conflict, and viral customer service stories. With over a decade of editorial experience in digital publishing, Heather excels at curating trending online discussions and providing insightful commentary on the daily dramas that capture the internet's attention.

Since beginning her career in 2011, she has developed deep expertise in SEO-driven digital content, having written for a wide array of publications covering lifestyle, business, and travel. At TwistedSifter, Heather focuses on synthesizing complex social media threads into engaging, highly readable narratives that highlight the human element of viral news.

When she isn’t analyzing the latest internet discourse, Heather is a dedicated mother of three sons who takes family gaming nights entirely too seriously—whether she is dominating in Mario Kart, exploring The Legend of Zelda, or jumping into Roblox.

Connect with Heather on Facebook and LinkedIn.