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January 18, 2026 at 12:20 am

Grandmother Says She Wants To Open A Bank Account For Her Grandchild, But The Kid’s Mom Thinks There’s An Ulterior Motive

by Jayne Elliott

upset woman talking to her senior mother

Shutterstock/Reddit

If your mom wanted to open a bank account for your teenage child, would you let her?

In this story, one woman is in this situation, but she doesn’t think her mom is telling the truth. Now, she’s wondering if she’s doing the right thing or if she should give in to her mom’s demands.

Let’s read the whole story.

AITAH? My mum asked me to send a picture of my 16 y/os birth certificate so she could open him a bank account, I said no.

She can not be trusted.

She said she wants to open him a bank account to put money in for him.

He already has a savings account I opened for him when he was a baby that he can’t touch until he’s 18.

What banks in England let you open an account with a picture of a birth certificate?!

She really doesn’t trust her family.

I said no and to give me the cash so I can pay it into my account and transfer to his account (has to be a papertrail and no cash can be paid in directly and I wouldn’t want her having the account details anyway)

Now my mother and siblings are bad mouthing me that I won’t let them open a bank account for him to use.

I’m pretty sure they only want his birth certificate for the registration number to try and commit fraud because why else would they want just a picture of it and not the actual thing.

The request does sound a bit odd. I’m curious to know more about their family though. Why would she immediately suspect them of fraud?

Do they have a history or doing shady and/or illegal things?

Let’s see how Reddit reacted to this story.

This would be the right way to handle it.

Screenshot 2025 11 19 at 11.02.50 PM Grandmother Says She Wants To Open A Bank Account For Her Grandchild, But The Kids Mom Thinks Theres An Ulterior Motive

Here’s another good suggestion.

Screenshot 2025 11 19 at 11.03.02 PM Grandmother Says She Wants To Open A Bank Account For Her Grandchild, But The Kids Mom Thinks Theres An Ulterior Motive

Cash would work.

Screenshot 2025 11 19 at 11.03.30 PM Grandmother Says She Wants To Open A Bank Account For Her Grandchild, But The Kids Mom Thinks Theres An Ulterior Motive

Everyone is on this mother’s side.

Screenshot 2025 11 19 at 11.03.57 PM Grandmother Says She Wants To Open A Bank Account For Her Grandchild, But The Kids Mom Thinks Theres An Ulterior Motive

Her mother is up to something.

If you thought that was an interesting story, check this one out about a man who created a points system for his inheritance, and a family friend ends up getting almost all of it.

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Categories: STORIES
Tags: · aita, bank account, birth certificate, grandmother, mother, picture, reddit, teenager, top

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