A man named Josh Steil who is part of The Credit Brothers posted a video and offered a hack for how to turn credit into cash…

And it all comes down to gift cards.

Josh replied to the viral soundbite, “What’s a piece of information that you learned that feels illegal to know?” in his original video featuring his advice.

Josh said that people can use credit cards to buy gift cards at a mall, then use those gift cards to buy money orders at a Walmart, and THEN they can deposit the money orders into a bank account in order to pay off the credit card.

He said that this is a good way to earn points on your credit card without actually spending any money.

Josh showed viewers a screenshot of one of his credit cards which has more than 557,000 points.

He said, “You can see right here you can do this method and earn a lot of credit card points.”

Take a look at what he had to say.

@rand0mdu3ts

#duet #cruelsummerconfessions #forthegirls #fortheboys #iykyk #credit #creditcard #walmartfinds #walmart2hrexpress #moneytips #todayilearned #laysgoldenduet #avrbofortogether #fyp #foryou #rand0mdu3ts #lifehacks #macchallengeaccepted #mcdonaldshacks #rufflesownyourridges #schickasks #cloroxmistchallenge #oreobdaystack #unexpected #seehergreatness #winterishere #arbysdiablodare #stepandflex #afairshotwithblock #LiveForTheChallenge #smelllikeirishspring #takistransformation #unpopularopinion #simlishsessions #america #walmartfinds

♬ original sound – randomduet

Here’s how folks reacted on TikTok.

One person shared what they think is the best course of action.

Another individual said they’ve done this before.

And one TikTokker said this didn’t work when they tried to do it.

Sounds like the jury is still out on this method, but if you want to try it out for yourself, doesn’t seem to be any harm in it.