October 8, 2023 at 4:33 pm

‘You can use this method and earn a lot of credit cards points.’ A Man Shared A Hack To Earn Nearly Unlimited Credit Card Rewards By Purchasing Gift Cards

by Matthew Gilligan

Source: TikTok/@rand0mdu3ts

A man named Josh Steil who is part of The Credit Brothers posted a video and offered a hack for how to turn credit into cash…

And it all comes down to gift cards.

Josh replied to the viral soundbite, “What’s a piece of information that you learned that feels illegal to know?” in his original video featuring his advice.

Source: TikTok/@rand0mdu3ts

Josh said that people can use credit cards to buy gift cards at a mall, then use those gift cards to buy money orders at a Walmart, and THEN they can deposit the money orders into a bank account in order to pay off the credit card.

He said that this is a good way to earn points on your credit card without actually spending any money.

Source: TikTok/@rand0mdu3ts

Josh showed viewers a screenshot of one of his credit cards which has more than 557,000 points.

He said, “You can see right here you can do this method and earn a lot of credit card points.”

Source: TikTok/@rand0mdu3ts

Take a look at what he had to say.

@rand0mdu3ts

#duet #cruelsummerconfessions #forthegirls #fortheboys #iykyk #credit #creditcard #walmartfinds #walmart2hrexpress #moneytips #todayilearned #laysgoldenduet #avrbofortogether #fyp #foryou #rand0mdu3ts #lifehacks #macchallengeaccepted #mcdonaldshacks #rufflesownyourridges #schickasks #cloroxmistchallenge #oreobdaystack #unexpected #seehergreatness #winterishere #arbysdiablodare #stepandflex #afairshotwithblock #LiveForTheChallenge #smelllikeirishspring #takistransformation #unpopularopinion #simlishsessions #america #walmartfinds

♬ original sound – randomduet

Here’s how folks reacted on TikTok.

One person shared what they think is the best course of action.

Source: TikTok/@rand0mdu3ts

Another individual said they’ve done this before.

Source: TikTok/@rand0mdu3ts

And one TikTokker said this didn’t work when they tried to do it.

Source: TikTok/@rand0mdu3ts

Sounds like the jury is still out on this method, but if you want to try it out for yourself, doesn’t seem to be any harm in it.