March 19, 2024 at 8:33 pm

Sibling Wants The Money Their Late Mom Owes Them, But if They Collect Their Sister Loses the House She Was Promised

by Matthew Gilligan

Source: Reddit/AITA/Pexels

Family finances can turn normal lives upside down.

And the person who wrote this story on Reddit’s “Am I the *******?” page asked the readers there if they’re out of line for how they’re handling this situation with their sister.

Check out their story and see what you think.

AITA for refusing to forgive a debt that will cost my sister a house?

“My mother passed away about 2 months ago.

She didn’t leave behind much other than a paid for house (worth about $180K) and a little money in the bank.

Mom announced a couple of years ago that she intended to leave her house to my sister Sara who takes care of her severely disabled son full-time.

Their sister is in a tough spot.

Mom said that she wanted to make sure they had a roof over their heads and the rest of her kids could make it on their own. Sara does struggle a lot and has said many times that she wouldn’t have been able to make it without Mom.

There’s one little issue…

When Mom passed away she had some bills outstanding, but her biggest debt was that she owed me $37K. I had loaned her the money so that she could fix her plumbing and septic system, as well as making the house more handicapped friendly for Sara and Jeremy. Mom had been paying me back every month. I have paperwork proving the money is owed.

Here is the problem. If I file a claim against her estate like any other creditor would do, my brother John (Mom’s executor) will have no choice but to pay it. But to do so – he will have to sell the house since there isn’t money in the estate to pay it any other way.

Which means that Sara and Jeremy will have to find a different place to live.

I know Mom wanted Sara to have the house. There is also the issue that Mom’s will said Sara got the house, but any money in the estate would be split evenly between the other 4 of us.

So technically we think that means Sara wouldn’t actually get anything (John is talking to a lawyer to make sure he is reading that right).

Sara is also concerned that if she did get a large amount of money (John and I have both said we would give her whatever we got from the house if it does get sold) – that it could interfere with the help she gets from the government.

Their siblings are pretty clear about where they stand.

John and Sara are both pushing me to not file a claim against the estate.

But if I don’t – then the loan basically goes away. Sara has said that she will pay it back to me and would even sign a new loan.

The trouble is that I don’t believe her. She has borrowed money before and never paid it back – not because she doesn’t want to, but because she can’t afford to. She struggled with money living with Mom – so it is going to be even worse for her without Mom paying bills in the house as well.

This is a real conundrum.

If I don’t file a claim – I will be out $37K – and that is far more than I want to hand over as a gift – even to my sister.

I’ve told John and Sara that I am officially filing a claim on Monday morning.

They are both calling me a greedy ******* and telling me that I am ignoring what Mom wanted.

I think it’s unreasonable to expect me to just forget $37K.


Let’s see how Reddit users reacted.

One person shared their thoughts.

Source: Reddit/AITA

Another individual wants to talk about one specific part of this story…

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This Reddit user made a good point.

Source: Reddit/AITA

This Reddit user didn’t hold back.

Source: Reddit/AITA

And one individual had a lot to say about this…

Source: Reddit/AITA

That’s a tricky one!

No easy answers for this one…

If you thought that was an interesting story, check this one out about a man who created a points system for his inheritance, and a family friend ends up getting almost all of it.