April 30, 2024 at 12:17 pm

Car Expert Helps His Buddy Avoid Getting Conned By A Car Dealership Trying To Secretly Raise His Interest Rate

by Ashley Ashbee

Source: TikTok/@Lyndan99

TikToker and car sales expert @lyndan99 recently shared a sketchy incident with a car dealership.

It started when the person about to buy noticed a warranty in the paperwork that he had not agreed to.

He called the finance manager and said “Take this warranty out. I don’t want it.”

Source: TikTok/@lyndan99

The manager agreed and sent a new contract, only in this one, the interest rate was higher.

“You can’t do that,” the car sales expert says, shaking his head.

“He called me and asked me if that was okay and I said, ‘That’s absolutely illegal.”

So the prospective buyer called the finance manager back to get the interest lowered back to its original number.

Source: TikTok/@lyndan99

They tried to get out of the deal.

“You can’t refuse business because you did something illegal (in California),” @lyndan99 says.

So the prospective buyer told the finance manager that he had the original paperwork showing those rates and the new paperwork with the changed rates and said, “See you in court.”

The result was that the prospective buyer got the car on the original terms.

Source: TikTok/@lyndan99

“My buddy got his brand new truck” says @lyndan99, smiling and giving two thumbs up.

Watch the full video. It’s very informative and satisfying.


This is ILLEGAL (at least in California). They can not under any circumstance raise your interest rate because you refuse to buy extras, including insurances. If this happens do your best to get a copy of the orginal offer and the new offer with a higher interest rate and report them! My friend had both copies and was ready to take legal action but they straighten up quick when they realized he knew his rights! If you feel like something isnt rignt, speak up🗣️

♬ original sound – Lyndan C. 🚙That Car Guy

Let’s see what people in the comments had to say.

This person learned why advocacy can help change an issue overall.

Source: TikTok/@Lyndan99

There are no simple answers to getting rid of this problem.

Source: TikTok/@Lyndan99

This commenter has a great point, but people responding are jaded and assumed she doesn’t understand the concept of fine print.

Source: TikTok/@Lyndan99

It’s sad, but all the more reason to speak out!

Source: TikTok/@Lyndan99

Excellent point. Money talks.

Source: TikTok/@Lyndan99

Seeing rates like this makes me glad I take the bus.

Source: TikTok/@Lyndan99

It’s so important to know your rights and to stand up for yourself because you can often change things for the better.

And it’s also great to have awesome knowledge friends who can help you advocate for yourself.

If you liked that story, check out this one about a Costco customer who got their cart stolen… so she hatched a plan to get it back!