September 23, 2026 at 5:55 am

He Invested $18,000 in Capital Repairs Under a “Rent-to-Own” Promise—Then Received a Notice of Rent Increase

by Jayne Elliott

unhappy couple in a real estate meeting

Shutterstock

Imagine moving into a rental house on a rent to own contract. Would you be willing to pay for some upgrades to the house while you were renting?

In this story, one man is in this situation, and he even pays for a few home renovations out of pocket. He thought he would be able to get a loan and buy the house.

But that’s not how it worked out at all. In fact, when he started looking for a loan, the situation got trickier.

Keep reading for the whole story.

AITA for selling remodel items after the “rent to own” landlords breached contract?

I have been in a rent to own contract since 2019 with a person I have known for a long time.

His family has always been very friendly to me and vice versa.

When entering the contract he stated “the longer you’re here the cheaper the cost of the house will be”

We agreed I would get a loan for the house asap.

His family grew, and he made some more upgrades.

Fast forward to Covid… I moved my disabled mom home from the nursing home and an assistive technology company helped with the cost of the remodel.

He signed each plan and document regarding the repairs and contract with the company.

I had a child in 2021. When I remodeled the upstairs bathroom due to mold and mildew I didn’t want my child around. I paid for this out of my own pocket.

I replaced two windows that were broken and installed a new split ac/heater unit. While fixing several plumbing issues and central ac unit issues for the downstairs apartment.

The owners seem eager to sell.

In 2022 his wife informed me that the taxes for the property increased therefore the rent payment increased as well.

I agreed to pay the increase as this was in our original agreement.

After which she replied that they want to appraise the house and get it put on the market.

I asked what was left on the mortgage and was given an agreeable amount.

This isn’t going well.

I tried to apply for loans and even spoke to the lender of the original home loan.

Wifey sent me a contract which I forwarded to the loan officer… he advised me not to sign as it was bogus and obviously pulled from an online source with very little information changed to accommodate the situation.

I did not sign this and explained why.

To which she replied they would not assist with down payment and required 20% down payment.

It gets worse.

I asked the husband (original contract owner) to please come to the property and see what improvements I have made.

He replied “will do.”

I haven’t seen or spoken to them since.

Until March 10th when wifey explained that the taxes increased again they would like it to be under contract within 90 days and they will put a for sale sign up after an appraisal. She also increased the total cost of the house by $16000.

It didn’t end the way they expected.

Come to find out hubby lied when I moved in.

He cashed the insurance check for a new roof and never fixed it…. Literally no one can get a loan for an incurable home.

We are moving out and she said that they are not liable for the repairs made by the assistive technology company or the ones I paid for out of pocket. So I have been advised to sell all of the items I put into the property…

AITA?

Why would OP even wonder if he did anything wrong? Obviously, the homeowners lied. They’re the problem here.

Let’s see how Reddit reacted.

This person thinks they need to hire a lawyer.

2026 09 15 at 12.26.48 PM He Invested $18,000 in Capital Repairs Under a Rent to Own Promise—Then Received a Notice of Rent Increase

Another person thinks they only have two options.

2026 09 15 at 12.27.02 PM He Invested $18,000 in Capital Repairs Under a Rent to Own Promise—Then Received a Notice of Rent Increase

Here’s another vote for talking to a lawyer.

2026 09 15 at 12.27.31 PM He Invested $18,000 in Capital Repairs Under a Rent to Own Promise—Then Received a Notice of Rent Increase

If you enjoyed this story, check out this post about a neighbor who was angry after coming home to a surprise hole in their fence.

Everyone seems to agree that the first step is talking to a lawyer.

2026 09 15 at 12.28.04 PM He Invested $18,000 in Capital Repairs Under a Rent to Own Promise—Then Received a Notice of Rent Increase

The law may be on their side, but it depends what’s in the contract. Talking to a lawyer would be a good first step before they do anything else.

This situation is so frustrating. They thought they were going to buy this house. It’s too bad the landlord lied.

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Jayne Elliott | Contributing Writer, Life & Drama

Jayne Elliott is a contributing writer and editor for TwistedSifter specializing in human interest stories, internet culture, and family dynamics. With over 12 years of editorial experience in digital publishing, Jayne excels at analyzing complex online communities and transforming viral social debates into thoughtful, highly engaging narratives.

Rather than simply aggregating internet drama, Jayne brings a sharp, empathetic editorial eye to everyday dilemmas. She has a unique talent for unpacking the nuances of pop culture and online conflicts, providing readers with relatable, well-researched commentary.

Based in California, Jayne spends her free time outside the newsroom exploring theme parks with her family or beach-combing along the coast.

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