September 7, 2025 at 10:24 am

Her Mom Constantly Guilt-Tripped Her To Extend A Loan Repayment, But This Woman Doesn’t Want To Lend Her Mom Money Again

by Heide Lazaro

Adult woman and mom smiling at each other

Pexels/Reddit

Money issues can break families apart.

If a family member wanted to borrow money from you, would you let them?

This woman lent her mom some money during her divorce.

She found the situation stressful and doesn’t want to let her mom borrow money again. Is she wrong for saying “no” when her mom asks for another loan?

Read the full story below to find out more.

AITAH for refusing to lend my mom (48F) money again after she broke our original agreement?

I (23F) lent my mom $1000 last December.

That was after she went through a rough divorce and she was left financially unstable.

This woman’s mom paid her back in seven months instead of four.

The agreement was that she’d pay me back over the course of four months.

Instead, she repaid it in seven months.

She didn’t ask to change the repayment terms. She just constantly guilt-tripped me about how hard things were.

She said no one else would help her like I did.

She needs her money to start a business.

I was hurt and frustrated, but I let it go because the money came from my savings, and I didn’t urgently need it at the time.

Now, I’m about to launch a capital-intensive events company next month, and I will need access to my funds.

Her mom asked to borrow some money again.

As soon as she finished repaying the first loan, she asked to borrow double the amount, $2000.

I love my mom, but I don’t want to go through that again.

It strained our relationship and made me anxious. It created a weird dynamic where I didn’t even want to talk to her.

She plans to say no.

I plan to say no this time, firmly and politely. I will stick to it no matter how much she guilt-trips me.

AITA for not lending her money again?

She eventually paid me back, though.

She needs the money for her company. No is a valid answer.

Let’s find out what others have to say about this on Reddit.

Short and simple.

Screenshot 2025 07 29 at 12.13.14 PM Her Mom Constantly Guilt Tripped Her To Extend A Loan Repayment, But This Woman Doesnt Want To Lend Her Mom Money Again

This person gives their honest opinion.

Screenshot 2025 07 29 at 12.13.46 PM Her Mom Constantly Guilt Tripped Her To Extend A Loan Repayment, But This Woman Doesnt Want To Lend Her Mom Money Again

This person offers some honest advice.

Screenshot 2025 07 29 at 12.14.34 PM Her Mom Constantly Guilt Tripped Her To Extend A Loan Repayment, But This Woman Doesnt Want To Lend Her Mom Money Again

Be honest, says this user.

Screenshot 2025 07 29 at 12.15.22 PM Her Mom Constantly Guilt Tripped Her To Extend A Loan Repayment, But This Woman Doesnt Want To Lend Her Mom Money Again

And lastly, here’s a valid point.

Screenshot 2025 07 29 at 12.15.49 PM Her Mom Constantly Guilt Tripped Her To Extend A Loan Repayment, But This Woman Doesnt Want To Lend Her Mom Money Again

Family and financial loans just don’t mix.

If you thought that was an interesting story, check this one out about a man who created a points system for his inheritance, and a family friend ends up getting almost all of it.